| | CD RATES FOR THE WEEK OF 12/30/2008 | | | | | Term | Rate | APY* | | 3 Month CD | 2.00% | 2.02% | | 6 Month CD | 2.50% | 2.53% | | 12 Month CD | 2.65% | 2.68% | | 24 Month CD | 3.00% | 3.04% | | 36 Month CD | 3.00% | 3.04% | | IRA | 3.00% | 3.04% |
*Annual Percentage Yield |
| Checking | | | Free Checking | - $100 Minimum To Open
- No Service Charge
- No Minimum Balance To Maintain
- Statements Only - No check images
| | CBR Club Account | - 2 free boxes of checks of CBR checks annually
- Accidental Death Insurance Option (monthly fees)
Basic Plan (10,000).........$6.00
Personal Plan (20,000)...$7.00
Family Plan (30,000).......$8.00 - Safe Deposit Box At 1/2 Price
- No Fee For Money Orders Or Cashier Checks
| | Regular Checking | - $100 Minimum To Open
- Unlimited Check Writing
- Service Charge Based On Balance
($0-$199 @ $7.00 $200-$399 @ $5.00 $400-$599 @ $3.00 $600 & up @ $0) - Average Balance Of $1000 waives service charge
| | Senior Citizen Checking | - Age 55 & Over
- $100 minimum to open
- 2 free boxes of CBR checks annually
- No Service Charge
- No Minimum Balance
| | Textbook Checking | - Must Be 16-24 Years Of Age
- $50 To Open And No Minimum Balance Required
- No Monthly Service Charge
- 2 free boxes of CBR checks annually
- College: Proof Of Enrollement (Full Time 12 Hrs)
- Projected Graduation Date
- Will Revert To Regular Checking Account If Not Full Time Student
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| Interest Checking Accounts | | | Money Market Account | - $1,000 Minimum To Open
- Limited Transactions (3 per month)
- Service Charges ($0-$999.00 @ $8.00, $1,000 & up @ $0.00)
- Average Balance Of $2,500 Waives Service Charge
- Tiered Interest Rates
| | Super Now Account | - $1,000 to open
- Unlimited check writing
- Service Charges ($0-$999.00 @ $8.00, $1,000 & up @ $0.00)
- Average balance of $1,000 waives service charge
| | Freedom Account | - $1,000 to open
- Unlimited check writing
- 2 free boxes of CBR checks annually
- Average balance of $5,000 waives service charge
- Tiered Interest Rates
- Service charges ($0-$999 @ $8.00 $1,000-$9,999 @ $5.00 $10,000 & up @ $0)
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| Savings | | | Regular Savings | - Minor - $25 To Open
- 18 & Over - $100 To Open
- 4 Withdrawals Per Month (Over 4 - $1.00 Each)
- Minimum Balance Of $25 To Earn Interest
- Minor Account Reverts To Adult Savings At 18
- Service Charge
$0.00 - $100.00......$1.00
$100.00 - UP..........$0.00
| | Christmas Club | - Deposits Can Be Made At Any Time
- No Set Amount
- Check Will Be Mailed November 1st
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